The Importance of Uninsured/Underinsured Motorist Coverage for Your Motorcycle

Riding a motorcycle means you have less protection during an accident. If you get into an accident with a motorist who doesn’t have enough insurance or none at all, you risk paying out of pocket for your medical bills and more. At Cary-Wheeler & Associates Inc., serving Richmond, VA, we want you to be protected against this situation. Here’s why uninsured/underinsured  motorist coverage is important for motorcyclists. 

You Don’t Have To Trust That the Other Person Has Enough Insurance

There are various reasons drivers might not have enough insurance, or any insurance at all. What makes these uninsured/underinsured motorists a problem for a motorcycle rider is that they leave you on the hook for the bills after an accident. The issue is made worse when they’re at fault for the accident, and you find out that you’ve had a collision with someone who doesn’t have the right amount of coverage. 

Peace of Mind Knowing Your Bills Are Covered After an Accident

Getting uninsured/underinsured motorist coverage on your motorcycle insurance policy means you won’t pay out of pocket after an accident with an irresponsible driver. Your policy will take care of your medical bills and any property damage as if it were being paid for by the other party’s insurance. 

Contact Cary-Wheeler & Associates, Inc. To Learn More

It doesn’t take long to add uninsured/underinsured motorist coverage to your existing motorcycle insurance policy. Call us to put it on your policy, or get a full-coverage policy that protects you from different kinds of accidents. We’re here to help you understand how this type of coverage works, how much it costs, and why it’s worth getting. We’re currently serving Richmond, VA.