How Home Insurance Protects You

If you own your own home, you need to be able to protect it. One way to do so is to have a home insurance policy that gives you several types of protection. It’s always a good idea to have a home policy for as long as you live in your house. If you need a policy, contact us at Cary-Wheeler & Associates Inc. in Richmond, VA.

Dwelling Protection

One of the most important types of coverage in a home policy is coverage for the house itself. It’s important to have this coverage in case your home is damaged by an event that is covered by your policy. Getting major damage to your house can cost many thousands of dollars to repair. With home insurance, you are protected in case a serious event does happen. 

Protection for Your Belongings

Another type of protection that you get from a home policy is coverage for everything inside the house. A major event that destroys your belongings is another time when you could be out multiple thousands of dollars without insurance. Imagine how much it would cost to replace everything inside your home. With home insurance, the policy would pay the tab for all of it. 

Liability Protection

With home insurance, you are also protected in the event that someone gets injured on your property. When this happens, the policy pays the medical expenses that are the result of the injuries. Without this insurance, every cent would have to come from your own pocket, and medical expenses can be extremely high. 

Stay Protected With Home Insurance

Not having a home insurance policy can destroy you financially if something were to happen to your home. Don’t go without this vital insurance. If you need home insurance, contact us at Cary-Wheeler & Associates Inc. in Richmond, VA.