What Are The Benefits of Motorcycle Insurance?

If you are in Richmond, VA, owning a motorcycle is one of the best ways to enjoy the city. But as you have fun with your motorcycle, don’t forget about motorcycle insurance. Since one wrong move in your bike can turn catastrophic, it’s more critical to purchase motorcycle insurance from Cary-Wheeler & Associates Inc. In the process, you will accrue the below benefits. 

Liability protection

Sometimes, accidents do happen. Probably, you lost a bit of concentration and crashed on someone. When this happens, you need to have motorcycle insurance to take care of bodily injuries and property damages you might have caused to third parties. 

Protects your bike

Whether you use your bike for fun, running errands, or commuting, it is valuable to you. That said, it’s wise to protect your asset from perils like theft, accidents, fire, and so on. With motorcycle insurance, you avoid out-of-pocket expenses when you need to replace or repair your bike following an accident. 

Pays for medical expenses

A bike accident — even a minor one — can lead to severe injuries. In light of this, PIP or MedPay coverage is critical as it covers your medical expenses when involved in an accident. Besides, medical payments insurance pays for partial loss of income if you cannot resume your job.

It’s customizable

The beauty about motorcycle insurance is that it’s not cast in stone. If your circumstances change, you can increase or reduce coverages to suit your current needs. For instance, if you add new accessories to your bike, you can adjust your coverage to ensure you are covered. 

Buy motorcycle insurance today!

If you treasure your bike, you can’t afford to ride it without motorcycle insurance. If you are in Richmond, VA and its environs, please talk to Cary-Wheeler & Associates Inc. for a competitive quote.