Commercial insurance isn’t just for businesses. Churches of all sizes and denominations in Richmond, VA can benefit from commercial coverage. The specific types of insurance your church needs will depend on factors such as its size, location, and the nature of its activities. However, there are some forms of insurance that nearly every church should consider.
Property Insurance
Your church property is more than just an asset—it’s a gathering place for your community. Property insurance provides compensation for damage to the church’s structure, allowing you to make repairs without unnecessary delays.
Liability Insurance
In a crowded venue, accidents can happen. Liability insurance covers medical expenses, lost wages, and other costs if a visitor is injured on your property.
Vehicle Insurance
If your church owns vehicles or if the pastor allows church employees to use their personal vehicles for church-related purposes, commercial auto insurance is essential. Additionally, you may want to consider comprehensive coverage, which provides protection against theft or damage caused by natural disasters.
Religious Counseling Services Liability Insurance
Professionals who offer advice can be held liable if the recipient decides to file a lawsuit against them. Religious counseling services liability insurance helps cover legal expenses, settlements, and judgments related to counseling services provided by your church.
Call Cary-Wheeler & Associates Inc. for More Information
Cary-Wheeler & Associates Inc. offers a range of commercial insurance options specifically tailored to the needs of churches in Richmond, VA. Contact us today to learn more about available coverage, explore policy options, or request policy quotes. We look forward to helping you find the best policy or policy bundle for your church.