Category: Auto Insurance

Virginia may be for lovers, but it is also for drivers, with almost 6 million drivers traveling more than 55,000 miles of state roads. If you are a driver in this great state, you need to have the mandated insurance, and perhaps you need more. At Cary-Wheeler & Associates Inc in Richmond, VA, we have been providing service to Virginia residents since 1983.

As summer vacation time approaches, the question of car rentals and insurance coverage comes up frequently. When you are renting a car, you will be asked to fill out many forms and sign a lot of papers. Some of them have to do with the insurance coverage that the auto rental companies offer. If you read the papers carefully, you will notice the great price you got for your rental car has more than doubled when all the different types of insurance are added. The wording can be confusing, and you may not know exactly what you are accepting or rejecting. 

In the simplest terms, if you have a newish vehicle with full coverage, you probably have enough coverage to protect you unless you are renting an exotic or costly vehicle. If you have a fundamental policy with low liability levels and no collision and comprehensive, you need to take the offered insurance. Read your policy carefully before you rent a car to make sure you are not duplicating your coverage. Additionally, if you are using a credit card, your card may have rental car coverage you can also tap into. The reality is you are better to be over-covered than under-covered, so talk to your insurance agent before you make your decision. 

If you are in the market for auto insurance, Cary-Wheeler & Associates Inc in Richmond, VA is here to help. 

Auto Insurance That Fits Your Needs

There is a range of options to choose from when choosing auto insurance, depending on your needs. Basic liability works for many people, while others may want more protection with collision and other enhanced levels of insurance. There are ways to make your policy work for you, and a reliable insurance agent can help.

The agents at Cary-Wheeler & Associates Inc. in Richmond, VA can get reliable coverage for all of your vehicles. For years, we have worked with motorists to get quality, affordable insurance for all their automobiles, including RVs and recreation vehicles. From liability to comprehensive, we will tailor a policy that works for you.

Getting The Most From Your Insurance

There are ways to make your insurance work better for you. Here are some tips to save and make your auto insurance more effective:

• Increasing the deductible – This can help save money by raising the amount an insurance company will pay for accidents. If the accident is expensive, this can save you a lot of money.
• Keep a good driving record – This can go a long way to lowering rates by showing good driving habits with few traffic violations.
• Increase your credit score – A healthy credit score can mean insurance savings. Companies use this as a factor when setting rates.

Quality Auto Insurance

Contact Cary-Wheeler & Associates Inc. in Richmond, VA today to speak with an agent about your insurance options. We have years of experience finding the best rates and policies for our clients. We can get you covered with a policy that fits your budget and gives you peace of mind knowing you are covered. Give us a call today.