{"id":61,"date":"2022-10-28T04:00:00","date_gmt":"2022-10-28T10:00:00","guid":{"rendered":"https:\/\/www.carywheelerins.com\/blog\/?p=61"},"modified":"2022-10-28T11:10:44","modified_gmt":"2022-10-28T17:10:44","slug":"how-often-should-i-review-my-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.carywheelerins.com\/blog\/how-often-should-i-review-my-home-insurance-policy\/","title":{"rendered":"How often should I review my home insurance policy?"},"content":{"rendered":"<p>Homeowners insurance from&nbsp;Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more.&nbsp;As a responsible homeowner in Richmond, VA, part of maintaining your home includes keeping your homeowners&#8217; insurance policy up-to-date.<\/p>\n<h2>How often should you review your policy?&nbsp;<\/h2>\n<h3>Personal Life Changes<\/h3>\n<p>Review your homeowners&#8217; insurance policy whenever there is a change in&nbsp;your personal life. For example, getting married or divorced or&nbsp;having a child can impact your home&nbsp;insurance coverage.<\/p>\n<p>If anyone in your household has a medical condition that requires regular treatment or medication, you&#8217;ll want to make sure that your home and belongings are sufficiently covered. You may also need to add extra coverage for high-value items like jewelry, art, or collectibles.<\/p>\n<h3>Updates to Your Home<\/h3>\n<p>You should also review your homeowners&#8217; insurance policy whenever you make updates or improvements to your home. For example, if you renovate your kitchen or add a new deck, you&#8217;ll want to ensure that these updates are properly reflected in your coverage.&nbsp;<\/p>\n<p>Additionally, if you&#8217;ve purchased any new expensive appliances or electronics recently, you&#8217;ll want to insure them for their full value in case they&#8217;re lost, stolen, or damaged. Many standard homeowners insurance policies have limits on how much they will pay out for certain items like jewelry, art, electronics, and more, so it&#8217;s important to check that you have the coverage you need.<\/p>\n<h3>Contact&nbsp;Us Today<\/h3>\n<p>As a homeowner in Richmond, VA, it&#8217;s important to keep your insurance policy up-to-date so that you&#8217;re fully protected in case of an unexpected event. Contact&nbsp;Cary-Wheeler &amp; Associates Inc.&nbsp;at least once a year and anytime there is a change in your personal life or home.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners insurance from&nbsp;Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more.&nbsp;As a responsible homeowner in Richmond, VA, part of maintaining your home includes keeping your homeowners&#8217; insurance policy up-to-date. How often should you review your policy?&nbsp; Personal Life Changes Review your homeowners&#8217; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[10,9],"class_list":["post-61","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-cary-wheeler-associates-inc","tag-richmond-va"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Homeowners insurance from Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more. As a responsible homeowner in Richmond, VA, part of maintaining your home includes keeping your homeowners&#039; insurance policy up-to-date. How often should you review your policy? Personal Life Changes Review your homeowners&#039;\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.carywheelerins.com\/blog\/how-often-should-i-review-my-home-insurance-policy\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Cary-Wheeler &amp; Associates, Inc. -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"How often should I review my home insurance policy? - Blog | Cary-Wheeler &amp; Associates, Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"Homeowners insurance from Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more. 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