{"id":61,"date":"2022-10-28T04:00:00","date_gmt":"2022-10-28T10:00:00","guid":{"rendered":"https:\/\/www.carywheelerins.com\/blog\/?p=61"},"modified":"2022-10-28T11:10:44","modified_gmt":"2022-10-28T17:10:44","slug":"how-often-should-i-review-my-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.carywheelerins.com\/blog\/how-often-should-i-review-my-home-insurance-policy\/","title":{"rendered":"How often should I review my home insurance policy?"},"content":{"rendered":"<p>Homeowners insurance from&nbsp;Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more.&nbsp;As a responsible homeowner in Richmond, VA, part of maintaining your home includes keeping your homeowners&#8217; insurance policy up-to-date.<\/p>\n<h2>How often should you review your policy?&nbsp;<\/h2>\n<h3>Personal Life Changes<\/h3>\n<p>Review your homeowners&#8217; insurance policy whenever there is a change in&nbsp;your personal life. For example, getting married or divorced or&nbsp;having a child can impact your home&nbsp;insurance coverage.<\/p>\n<p>If anyone in your household has a medical condition that requires regular treatment or medication, you&#8217;ll want to make sure that your home and belongings are sufficiently covered. You may also need to add extra coverage for high-value items like jewelry, art, or collectibles.<\/p>\n<h3>Updates to Your Home<\/h3>\n<p>You should also review your homeowners&#8217; insurance policy whenever you make updates or improvements to your home. For example, if you renovate your kitchen or add a new deck, you&#8217;ll want to ensure that these updates are properly reflected in your coverage.&nbsp;<\/p>\n<p>Additionally, if you&#8217;ve purchased any new expensive appliances or electronics recently, you&#8217;ll want to insure them for their full value in case they&#8217;re lost, stolen, or damaged. Many standard homeowners insurance policies have limits on how much they will pay out for certain items like jewelry, art, electronics, and more, so it&#8217;s important to check that you have the coverage you need.<\/p>\n<h3>Contact&nbsp;Us Today<\/h3>\n<p>As a homeowner in Richmond, VA, it&#8217;s important to keep your insurance policy up-to-date so that you&#8217;re fully protected in case of an unexpected event. Contact&nbsp;Cary-Wheeler &amp; Associates Inc.&nbsp;at least once a year and anytime there is a change in your personal life or home.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners insurance from&nbsp;Cary-Wheeler &amp; Associates Inc. protects you from the financial burden of damage caused by perils like fires, severe weather, burglary, and more.&nbsp;As a responsible homeowner in Richmond, VA, part of maintaining your home includes keeping your homeowners&#8217; insurance policy up-to-date. How often should you review your policy?&nbsp; Personal Life Changes Review your homeowners&#8217; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[10,9],"class_list":["post-61","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-cary-wheeler-associates-inc","tag-richmond-va"],"_links":{"self":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/61","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/comments?post=61"}],"version-history":[{"count":1,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/61\/revisions"}],"predecessor-version":[{"id":62,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/61\/revisions\/62"}],"wp:attachment":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/media?parent=61"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/categories?post=61"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/tags?post=61"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}