{"id":145,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.carywheelerins.com\/blog\/?p=145"},"modified":"2025-11-12T08:06:37","modified_gmt":"2025-11-12T14:06:37","slug":"can-a-teen-driver-with-a-learner-s-permit-be-added-to-a-parent-s-insurance-policy-2","status":"publish","type":"post","link":"https:\/\/www.carywheelerins.com\/blog\/can-a-teen-driver-with-a-learner-s-permit-be-added-to-a-parent-s-insurance-policy-2\/","title":{"rendered":"Can a Teen Driver With a Learner&#8217;s Permit Be Added to a Parent&#8217;s Insurance Policy?"},"content":{"rendered":"<p>For parents with a teen driver in Richmond, VA, it&#8217;s important to have insurance. It&#8217;s also important for their teen to understand the rules of driving associated with a learner&#8217;s permit. Our experienced agents at Cary-Wheeler &amp; Associates Inc. can help you make sure that you and your teen driver are protected.<\/p>\n<h2>Insuring a Teen Driver<\/h2>\n<p>Once a teen obtains their learner&#8217;s permit, you want that information added to your policy, so it is updated to include the new driver&#8217;s name and the number assigned to their permit. You will also want to know if there will be any increase in your premium.&nbsp;<\/p>\n<h2>Rules of the Road for Teens with a Learner&#8217;s Permit<\/h2>\n<p>There is a list of rules teen drivers must follow to comply with Virginia law:<\/p>\n<ul>\n<li>No solo driving is allowed.<\/li>\n<li>A licensed driver must accompany the teen driver with a learner&#8217;s permit. The supervising driver must sit in the passenger seat in the front and be at least 21 years old. A family member who is 18 or older may be approved as the supervising driver.<\/li>\n<li>Only one other passenger under the age of 21, besides&nbsp;the supervising driver, is allowed in the car.<\/li>\n<li>The driver must wear a seat belt, cannot use their cell phone while driving, and cannot consume alcohol.<\/li>\n<li>The teen driver may not drive between midnight and 4 a.m. d<\/li>\n<\/ul>\n<h2>Changing From a Learner&#8217;s Permit to a Regular License<\/h2>\n<p>Once a teen driver obtains their regular license, you must immediately update your policy with their driver&#8217;s license number and issue date before your teen is allowed to drive alone. There are differences in coverage for permitted versus licensed drivers.<\/p>\n<h2>Contact Us<\/h2>\n<p>For more information about adding a teen driver to your auto policy, contact our team at Cary-Wheeler &amp; Associates Inc. We&#8217;re currently serving Richmond, VA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For parents with a teen driver in Richmond, VA, it&#8217;s important to have insurance. It&#8217;s also important for their teen to understand the rules of driving associated with a learner&#8217;s permit. Our experienced agents at Cary-Wheeler &amp; Associates Inc. can help you make sure that you and your teen driver are protected. Insuring a Teen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[27,10,21,24,25],"class_list":["post-145","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-cary-wheeler-associates-inc","tag-insurance","tag-richmond","tag-va"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"For parents with a teen driver in Richmond, VA, it&#039;s important to have insurance. It&#039;s also important for their teen to understand the rules of driving associated with a learner&#039;s permit. Our experienced agents at Cary-Wheeler &amp; Associates Inc. can help you make sure that you and your teen driver are protected. 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