Your renters’ policy from Cary-Wheeler & Associates Inc. protects your rented Richmond, VA, home in three ways. Most policyholders know that renters insurance pays to replace their personal possessions if a peril named in the policy damages them. However, it offers much more than that.<\/p>\n
Renters’ insurance covers personal possessions and liability and may include additional living expenses. Let’s consider what each coverage type does.<\/p>\n
The personal property component provides financial reimbursement if a peril named in the policy damages your belongings. A renters’ policy typically covers the same perils as a basic home policy. That means things like fire, vandalism, and wind damage. So, if a fire breaks out in your apartment complex and damages your stuff, your renters’ policy covers the cost of replacing it.<\/p>\n
Your landlord’s insurance policy covers liability for accidents in the rented domicile’s front yard and public areas. Your renters’ policy covers your home. If a guest falls and incurs an injury, you incur liability. This part of your renters’ policy pays for the injured person’s medical care and any settlement stemming from their injury.<\/p>\n
Sometimes, damage to an apartment or home temporarily precludes you from residing in it. A policyholder can use the additional living expenses coverage to pay for a hotel and food when the domicile has been damaged. Contact your insurance agent as soon as your home incurs damage to file your ALE claim.<\/p>\n
Most landlords require their tenants to carry a renters’ policy. If you’re about to start searching for a rental home in Richmond, VA, call or email Cary-Wheeler & Associates Inc. to obtain your renters’ insurance. It can help your application show that you already have the proper insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"
Your renters’ policy from Cary-Wheeler & Associates Inc. protects your rented Richmond, VA, home in three ways. Most policyholders know that renters insurance pays to replace their personal possessions if a peril named in the policy damages them. However, it offers much more than that. Three Coverages of a Renters Policy Renters’ insurance covers personal […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[10,12,9],"class_list":["post-113","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-cary-wheeler-associates-inc","tag-renters-insurance","tag-richmond-va"],"_links":{"self":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/comments?post=113"}],"version-history":[{"count":1,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/113\/revisions"}],"predecessor-version":[{"id":114,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/posts\/113\/revisions\/114"}],"wp:attachment":[{"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/media?parent=113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/categories?post=113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carywheelerins.com\/blog\/wp-json\/wp\/v2\/tags?post=113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}